:root {
  --navy: #172238;
  --navy-2: #0f1728;
  --gold: #c49a4a;
  --gold-2: #e7c777;
  --cream: #f7f3ec;
  --paper: #ffffff;
  --ink: #202738;
  --muted: #647084;
  --line: rgba(23, 34, 56, .12);
  --shadow: 0 24px 70px rgba(15, 23, 40, .12);
  --radius: 24px;
  --container: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
.container { width: min(var(--container), calc(100% - 40px)); margin: 0 auto; }
.section-pad { padding: 96px 0; }
.section-light { background: var(--cream); }
.section-dark { background: linear-gradient(135deg, var(--navy), var(--navy-2)); color: #fff; }
.skip-link { position: absolute; left: -999px; top: 12px; padding: 10px 14px; background: #fff; z-index: 999; }
.skip-link:focus { left: 12px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, .9);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 80px; gap: 24px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.main-nav { display: flex; align-items: center; gap: 24px; font-size: 14px; font-weight: 650; }
.main-nav a { text-decoration: none; color: var(--navy); }
.main-nav a:hover { color: var(--gold); }
.nav-cta { padding: 12px 18px; border: 1px solid rgba(196,154,74,.4); border-radius: 999px; background: rgba(196,154,74,.10); }
.nav-toggle { display: none; width: 44px; height: 44px; border: 0; background: transparent; padding: 8px; }
.nav-toggle span { display: block; height: 2px; width: 24px; background: var(--navy); margin: 6px auto; }

.hero {
  position: relative;
  overflow: hidden;
  background: radial-gradient(circle at 12% 12%, rgba(196,154,74,.20), transparent 32%), linear-gradient(180deg, #fff 0%, #f8f6f1 100%);
}
.hero::after {
  content: "";
  position: absolute;
  inset: auto -12% -24% auto;
  width: 540px;
  height: 540px;
  background: rgba(23,34,56,.06);
  border-radius: 50%;
}
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.02fr .98fr; align-items: center; gap: 64px; }
.eyebrow { margin: 0 0 12px; font-size: 13px; letter-spacing: .12em; text-transform: uppercase; color: var(--gold); font-weight: 800; }
.eyebrow.light { color: var(--gold-2); }
h1, h2, h3 { margin: 0; color: var(--navy); line-height: 1.1; letter-spacing: -0.035em; }
.section-dark h2, .section-dark h3 { color: #fff; }
h1 { font-size: clamp(42px, 7vw, 74px); }
h2 { font-size: clamp(32px, 4.6vw, 52px); }
h3 { font-size: 21px; }
p { margin: 16px 0 0; }
.hero-text { font-size: 20px; color: var(--muted); max-width: 720px; }
.microcopy { font-size: 13px; color: var(--muted); max-width: 640px; }
.cta-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }
.cta-row.center { justify-content: center; }
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: 14px 22px; border-radius: 999px; font-weight: 800; text-decoration: none; border: 1px solid transparent; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.btn:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(15,23,40,.15); }
.btn-primary { background: var(--gold); color: #141414; }
.btn-secondary { background: #fff; color: var(--navy); border-color: var(--line); }
.btn.full { width: 100%; margin-top: 18px; }
.hero-card { background: #fff; border: 1px solid var(--line); border-radius: 32px; padding: 22px; box-shadow: var(--shadow); }
.hero-illustration { border-radius: 22px; background: var(--cream); }
.proof-strip { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-top: 16px; }
.proof-strip span { text-align: center; padding: 12px 8px; border-radius: 16px; background: #f7f3ec; color: var(--navy); font-weight: 800; font-size: 13px; }

.section-head { max-width: 780px; margin-bottom: 44px; }
.section-head p { color: var(--muted); font-size: 18px; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.service-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: 0 12px 28px rgba(15,23,40,.05); min-height: 265px; }
.service-card img { margin-bottom: 20px; }
.service-card p { color: var(--muted); }

.two-col { display: grid; grid-template-columns: 1fr 430px; gap: 64px; align-items: start; }
.check-list { list-style: none; padding: 0; margin: 26px 0 0; display: grid; gap: 14px; }
.check-list li { position: relative; padding-left: 34px; color: var(--muted); }
.check-list li::before { content: "✓"; position: absolute; left: 0; top: 0; width: 22px; height: 22px; border-radius: 50%; background: rgba(196,154,74,.16); color: var(--gold); display: inline-flex; align-items: center; justify-content: center; font-weight: 900; }
.contact-panel { padding: 30px; border: 1px solid var(--line); border-radius: 30px; box-shadow: var(--shadow); background: #fff; }
.contact-panel > p { color: var(--muted); }
.contact-item { padding: 18px 0; border-top: 1px solid var(--line); display: grid; gap: 4px; }
.contact-item span { font-size: 12px; text-transform: uppercase; letter-spacing: .12em; color: var(--muted); font-weight: 800; }
.contact-item a { color: var(--navy); font-weight: 800; text-decoration: none; }
.contact-item a:hover { color: var(--gold); }
.contact-item p { margin: 0; color: var(--muted); }

.trust-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.section-dark p { color: rgba(255,255,255,.74); }
.trust-list { display: grid; gap: 14px; }
.trust-list div { padding: 20px; border: 1px solid rgba(255,255,255,.16); border-radius: 20px; background: rgba(255,255,255,.06); display: grid; gap: 8px; }
.trust-list strong { color: #fff; }
.trust-list span, .trust-list a { color: rgba(255,255,255,.78); }
.trust-list a { font-weight: 800; }

.split-card { display: grid; grid-template-columns: .95fr 1.05fr; gap: 44px; align-items: center; padding: 42px; border-radius: 34px; background: linear-gradient(135deg, #fff, #faf8f2); border: 1px solid var(--line); box-shadow: var(--shadow); }
.safe-copy { display: flex; flex-wrap: wrap; gap: 12px; }
.safe-copy span { padding: 12px 16px; border-radius: 999px; background: rgba(23,34,56,.06); color: var(--navy); font-weight: 800; }

.faq-list { display: grid; gap: 14px; max-width: 920px; }
details { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 20px 24px; }
summary { cursor: pointer; font-weight: 900; color: var(--navy); }
details p { color: var(--muted); }
.final-cta { background: linear-gradient(180deg, #fff, #f7f3ec); }
.final-card { text-align: center; padding: 54px 24px; border-radius: 34px; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); }
.final-card p { max-width: 640px; margin-left: auto; margin-right: auto; color: var(--muted); }

.site-footer { background: var(--navy-2); color: rgba(255,255,255,.78); padding: 54px 0; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr .7fr; gap: 42px; }
.site-footer h2 { font-size: 18px; color: #fff; letter-spacing: 0; }
.site-footer a { color: #fff; text-decoration: none; }
.site-footer a:hover { color: var(--gold-2); }
.site-footer p { font-size: 14px; }

@media (max-width: 980px) {
  .hero-grid, .two-col, .trust-grid, .split-card, .footer-grid { grid-template-columns: 1fr; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-grid { gap: 36px; }
}

@media (max-width: 760px) {
  .container { width: min(100% - 28px, var(--container)); }
  .section-pad { padding: 68px 0; }
  .nav-toggle { display: block; }
  .main-nav { position: fixed; left: 14px; right: 14px; top: 88px; padding: 18px; background: #fff; border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--shadow); display: none; flex-direction: column; align-items: stretch; gap: 12px; }
  .main-nav.is-open { display: flex; }
  .main-nav a { padding: 10px 8px; }
  .service-grid { grid-template-columns: 1fr; }
  .proof-strip { grid-template-columns: 1fr; }
  .split-card { padding: 28px; }
}